Know About Credit Card Debt
DEBT: Debt is termed as the amount of money which we had earlier taken as loan. It may be secured debt or unsecured debt, consumer debt or credit card debt. In secured debt there is usually some mortgage of property whose monetary value is greater than the debt. On the other hand there is no mortgage in case of unsecured debt. Consumer debt is the debt which is taken for acquiring consumer goods, for example TV on installments. On the other hand credit card debt is the debt which is raised by the use of credit card. It is the amount over and above the amount deposited in the bank account.
CREDIT: The term credit is usually described as the amount of money that is borrowed to purchase goods. There are various types of credit on the basis of the conditions of credit. For example credit sale, conditional sale, sale on hire purchase, bank loans, mortgage etc.
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